Here, you’re a part of a community that takes care of you at every step. USAA membership was created for those who’ve served and their families.
3% Cash Back on your first $3,000 in quarterly purchases across 8 eligible spending categories, 1% on other purchases.3,4
USAA was founded in 1922 when a group of soldiers insured each other because other companies considered their military lifestyle to be too risky.
Today, we’re still serving the military community and their families with award-winning service and support. Because for us, membership has always been about taking care of our own.
If you’re military or their eligible family, you’re part of our community and could join USAA today. Once you join, you can share membership with your spouse, kids and then grandkids.
We’re ready to serve you if you’re a:
Feel secure wherever life takes you. Our banking and insurance options are created for the military community.
USAA delivers award-winning service and 24/7 online support for claims, fraud monitoring and security.
Over the next five years, we're committing $500 million to keep strengthening our military community with Honor Through Action.
Helping you save on all your insurance needs is part of how we’re taking care of our own.
From coastlines to campgrounds, help protect your summer journey with RV coverage through the USAA Insurance Agency.
What starts as rain can quickly lead to flooding. Flood Insurance helps protect your home and your piece of mind.
Find deals on things like hotels, rental cars, shopping and more.
Theme parks, travel getaways and back-to-school savings.
Unpack ways to save on moving trucks, storage and junk removal.
Find deals on things like hotels, rental cars, shopping and more.
Theme parks, travel getaways and back-to-school savings.
Unpack ways to save on moving trucks, storage and junk removal.
Find deals on things like hotels, rental cars, shopping and more.
Theme parks, travel getaways and back-to-school savings.
Unpack ways to save on moving trucks, storage and junk removal.
Find deals on things like hotels, rental cars, shopping and more.
Theme parks, travel getaways and back-to-school savings.
Unpack ways to save on moving trucks, storage and junk removal.
Find deals on things like hotels, rental cars, shopping and more.
Theme parks, travel getaways and back-to-school savings.
Unpack ways to save on moving trucks, storage and junk removal.
We’re proud to be recognized for performance, workplace excellence, and dedication to military members, veterans and their families.

USAA Bank ranked #1 in Mortgages, #2 in Checking, #3 in CDs, Savings and Debit Cards, #4 in Loans, and #6 in Credit Cards.

USAA ranked #3 on the 2026 Military Friendly® Employers(Opens new window) list, and has been recognized for 23 consecutive years. See note11

USAA ranked #5 on the Forbes 2026 Best Brands for Social Impact list, recognizing our commitment to making a meaningful difference.
Take control of your financial security and well-being. Our expert resources are here to support your journey, especially through military life.

Article: 5 minutes

Article: 5 minutes

Article: 5 minutes
Copyright © 2026 USAA
IN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.
Investment and Insurance Products are:
Important notice for those residing in the European Union(Opens new window) and the United Kingdom(Opens new window): By continuing to use this website, you agree to our use of cookies as described in the Privacy Statements for the European Union and the United Kingdom.
Related footnotes:
Potential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn’t guaranteed.
The USAA SafePilot® program is an optional discount program available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in USAA SafePilot to receive discount. This program is only available in select states. Program availability and state restrictions apply. Smartphone and download of the USAA DriveSafe™ App required.
Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days. Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount may vary by state and over the life of the policy.
Review the Program Terms and Conditions for more information.
Cash back for the Eagle Adapt™ Visa® Credit Card is earned in the form of Points. Each $1.00 spent on Qualifying Purchases is equal to 1 Point. Points can be redeemed for various reward benefits, including Cash Rewards, Shop with Rewards, Travel Rewards, and/or Merchandise and Gift Card Rewards. The value of each Point may vary depending on redemption type. For example, each Point you redeem for a Cash Reward is worth $0.01, which means that 1,000 Points equals $10.00 in redemption value. Each Point you redeem via Shop with Rewards is worth $0.008, which means that 1,250 Points equals $10.00 in redemption value.
You will earn rewards based on your Qualifying Purchases. Qualifying Purchases are the Purchases of products or services that post to your Account, minus any returns, refunds, or other adjustments made with your Account by you or an Authorized User of your Account. Certain restrictions apply, including limitations if your Account becomes delinquent or closed. Transactions that are not Qualifying Purchases do not earn rewards. See the Reward Program Terms and Conditions for more information.
Save up to 25% by booking select hotel reservations through MemberDeals. Actual savings will vary based on travel dates, location, season, availability, and product purchased. Up to 25% off discount is based on MemberDeals hotel inventory. Hotel rates are US dollars, per night, per room based on double occupancy and availability. Rates can change at any time without prior notice. Savings Credits or additional redemption currency is not available on hotel bookings.
Cruise rates are in US dollars, cruise only, non-air, per person, based on double occupancy, subject to availability and can change at any time without notice. Government fees, taxes and port charges are per person and additional and subject to change. Cruise savings are per person based on double occupancy and the redemption of MTP Travel Points. MTP Travel Points may not be available for redemption on all sailings or cabin categories. Other restrictions may apply. A maximum of $1,200 MTP Travel Points may be applied per cruise booking.
These program benefits apply only at participating locations in the United States. Program benefits do not apply to rentals outside the United States.
Hertz: Hertz Pay Now rates are applicable only to the time and mileage charges of the rental. Taxes, fees and options are excluded. Offer is available at participating cities/locations and blackout dates may apply. Go to usaa.com/hertz for full offer terms and conditions.
Budget: The savings of up to 35% applies to Budget Pay Now rates and is applicable only to the time and mileage charges of the rental. Offer does not apply to Signature Series (car group X). Go to usaa.com/budget for full offer terms and conditions.
Avis: The savings of up to 35% applies to Avis Pay Now rates and is applicable only to the time and mileage charges of the rental. Offer does not apply to Signature Series (car group X). Go to usaa.com/avis for full offer terms and conditions.
Enterprise, Alamo and National: Discounts of up to 5% apply to time and mileage charges only. Discounts in local currency on redemption. Go to usaa.com/enterprise, usaa.com/national, or usaa.com/Alamo for full offer terms and conditions.
For use at participating fuel stations. Card cannot be used for maintenance and repair. A one-time $4.95 processing fee applies when requesting your CarAdvise Fuel Card and will be charged at the time of request. Fuel purchases are limited to $150 per day. To receive fuel savings, account must be paid in full and on time. Use of the card is subject to the Program Terms & Conditions. Visit caradvise.com/usaa(Opens new window) for complete program details.
The Active&Fit Direct program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH). Active&Fit Direct and the Active&Fit Direct logo are trademarks of ASH and used with permission herein.
Military Friendly® is a registered trademark of Viqtory, Inc.
USAA Pay Bills requires the payee’s address to be in the U.S., a U.S. territory, or APO/FPO.
USAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.
Related footnotes:
Use of the term “member” or “membership” refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.
Home loans subject to credit and property approval.
“USAA Bank” means USAA Federal Savings Bank.
USAA Federal Savings Bank offers deposit, credit card, consumer lending, mortgage, and other banking products and services. USAA Federal Savings Bank is a Member of FDIC. Credit card, mortgage and other lending products not FDIC-insured.
All credit cards subject to approval.
Visa is a registered trademark of Visa International Service Association and used under license.
If you apply for a USAA Visa Signature® Credit Card and are approved for a credit limit less than $3,000 you’ll automatically be issued a USAA Visa® Platinum Credit Card with the same terms and fees.
Members must meet all VA eligibility requirements when applying for a VA loan. Speak with a USAA Federal Savings Bank Loan Officer to review current VA eligibility requirements.
Property and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, USAA Falcon Property & Casualty Insurance Company, and NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA EU DAC (Europe), and USAA S.A. UK Branch (pending cancellation to align with the pending branch authorization application) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.
Coverages subject to the terms and conditions of the policy.
Learn about USAA’s use of Artificial Intelligence.
USAA FSB NMLS 401058
Loans subject to credit and property approval. Minimum and maximum loan amounts apply and are subject to change without notice.
Loans subject to credit approval. Minimum loan amounts of $2,500 and maximum loan amounts of $100,000 apply and are subject to change without notice.
Learn about USAA’s use of Artificial Intelligence.
Life insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.
USAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the “Agency”). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (“third-party insurance products”) on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.
The National Flood Insurance Program is not underwritten by United Services Automobile Association (USAA) or its affiliates based in San Antonio, Texas, and is provided by USAA General Indemnity Company (USAA-GIC), through an arrangement with the Federal Emergency Management Agency. The Federal government has financial responsibility for underwriting losses. The National Flood Insurance Program USAA-GIC is not available in Guam, U.S. Virgin Islands, Puerto Rico or overseas.
The typical homeowners or rental property insurance policy doesn’t include flood coverage, and in some locations, you may also need to obtain a wind-only insurance policy. Flood insurance can be purchased separately through the National Flood Insurance Program. The maximum limits of coverage available on the federal flood policy for residences are $250,000 on the building and $100,000 on contents. If you need additional flood insurance coverage beyond these amounts, you can contact USAA Insurance Agency which works with other insurance companies that provide excess flood coverage. Private flood coverage is not affiliated with the National Flood Insurance Program.
The above coverage descriptions are intended to provide general information and are not an insurance contract. All coverages are subject to the terms, exclusions and conditions of the insurance policy. Read the insurance policy for complete details. Product, coverage and coverage limits options may vary by insurance company and location. Applications for insurance are subject to underwriting by the insurance company.
USAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.
The USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.
The trademarks, logos and names of other companies, products and services are the property of their respective owners.
5919355